Dr. Jacob S. Gardner
- Gender: Male
- Sole propriator: No
- NPI: 1639674047
Dr. Jacob S. Gardner MD
Resident
He is located at 3333 Cattlemen Road Suite 208 in Sarasota, FL 34232. His National Provider Identifier (NPI) number is 1639674047. Appointment can be made via the phone number (941) 379-5121.
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Jacob S. Gardner as in-network for the following 2026 plans.
Health plans
Florida Blue (BlueCross BlueShield FL)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 14 plans from Florida Blue (BlueCross BlueShield FL)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-06 (Rewards) | PPO · Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
Florida Blue HMO (a BlueCross BlueShield FL company)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 24 plans from Florida Blue HMO (a BlueCross BlueShield FL company)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-05 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-18 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 17 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential- ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ (Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard+ (Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard- | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Jacob S. Gardner is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Jacob S. Gardner is enrolled to bill Medicare as a Practitioner - Internal Medicine .
Bills through: Intercoastal Medical Group Inc
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| Genzyme | $16 |
Other
| Food and Beverage | $17 |
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Questions & Answers
Does Dr. Jacob Sterling Gardner accept insurance?
Dr. Jacob Sterling Gardner is listed in-network for 55 ACA Marketplace (Obamacare/HealthCare.gov) plans from Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), UnitedHealthcare. See the Marketplace plans section for details.
Where can you meet with Dr. Jacob Sterling Gardner?
Dr. Jacob Sterling Gardner's office is located at 3333 Cattlemen Road Suite 208 in Sarasota, FL 34232.